Divvy is the smarter, simpler way to manage business expenses. With Divvy, users save time and money by automating expense reports, setting budgets, and processing reimbursements, all in one place. 50 words: The Divvy Visa® Business Card is the smarter, simpler way to manage business expenses. With Divvy’s free, card-plus-software solution, small and medium-sized businesses save time and money by automating expense reports, setting budgets, and processing reimbursements — all in one place. Track company spend in real-time, and never have to save a receipt again. 150 words: Divvy is the smarter, simpler way to manage business expenses. The combination of the Divvy Visa® Business Card and free spend management software gives small and medium-sized businesses more control of company money, real-time insight into employee spending, and better fraud protection with virtual cards. With Divvy’s world-class software, you can: Automate expense reports: Stop wasting hours each month reconciling credit card statements with your expense management system. Expenses are fully coded and ready to upload immediately. Manage employee spend: Take control of your business budgets and say goodbye to the “spend now, ask forgiveness later” mentality. Manage payments and subscriptions: Create a separate card for each subscription, set a limit on each card, and quickly freeze at any time. That’s fraud and overcharge protection in one amazing package. Track out of pocket expenses and reimbursement requests: With mobile receipt upload and push notifications for approvals, you can pay back employees in a snap.